Sunday, July 22, 2007

Q : Which is a better investment ~ stock market shares or unit trust ?

A : When you invest in unit trust, you gain the expertise of full-time professional fund managers. Their investment decisions are based on extensive research, market analysis and vigilant monitoring of the economic and market enviroments. If you invest on your own, you can waste countless hours doing your own research.
Unit trust funds are less risky than investing directly in the stock market. You reduce your risk by spreading your money over a diversified portfolio of assets, which typically includes securities in different companies, sectors, countries or regions.
A unit trust scheme offers you a simple, convenient and time-saving method of investing. You rid yourself of the unnecessary paperwork that come swith managing your own stocks and shares.
The minimum initial investment amount in most unit trusts is relatively low, making them more affordable than direct investment in securities.